Whether you want to make a few simple upgrades or construct a pricey new addition, if you don’t have money saved for the project, you’ll want to figure out the best home improvement loan for your situation. When making our recommendations, we looked for a mix of low interest rates, easy to understand terms, and great customer service scores.

Real-estate experts agree that wisely chosen upgrades can pay off in a heftier home value in the long run, but your first step is to make sure you can afford the updates you want to make.

Best Home Improvement Loans for 2018: